Whether you’re looking for life insurance, mortgage life insurance, or term life insurance quotes, here are some factors you need to consider to ensure you’re getting the policy you need.
At AIME, we know that your home is one of your largest, and most important, financial assets, and we are passionate about helping you protect it. That’s why we’ve created 20/20 Mortgage Life Insurance.
Designed with you in mind, our product is free of the many drawbacks of traditional MLI, and allows you to:
- Choose your own beneficiary
- Move your policy with you, should you decide to switch lenders
- Get better premiums
- Be approved instantly
- Skip a long and unnecessary need analysis
Mortgage Life Insurance That Works For You
At AIME, we offer flexible and affordable products to suit all your needs, whether you require MLI, disability coverage, or critical illness insurance. Our team of experienced and licensed agents can help empower you to make the right financial decisions to secure your family’s future and gain peace of mind in the present.
Want to know more?
CALGARY MORTGAGE LIFE INSURANCE
How To Find an Accurate Mortgage Life Insurance Quote
Whether you’re looking for a quote for term life insurance, mortgage life insurance, or even critical illness, understanding your needs and doing your homework is very important in ensuring you save money and find a policy that works for you.
Unsure about where to start? If you want to purchase mortgage life insurance, here are a few things you may want to consider to ensure you’re meeting your budget and needs.
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How many properties do you have?
When you think about getting a mortgage life insurance quote, your first thought is probably of the home you currently live in. But if you own other properties with mortgage (some that you may be renting out, or have on the market for sale), you’ll need to include them in your quotes.
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Remember: If you should pass away unexpectedly, your loved ones will inherit all your debt. This includes outstanding mortgages on vacation, rental, or investment property you own. Without your income, and without adequate protection, your family could stand to lose everything. |
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How long do you plan on staying in your home for?
When applying for a mortgage life insurance policy, it’s important to consider how long you plan on staying in your current home. Ask yourself:
- Is my family shrinking?
- Am I planning on having any more children?
- Do I want to move into a more expensive neighborhood in the future?
- Do I eventually want to upgrade my home or build an addition?
All of these scenarios are things you should think about when obtaining your mortgage life insurance quote.
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What is your lifestyle like?
When you’re looking for a mortgage life insurance quote, your application, medical records, and exam results will be assessed. A base quote will be based on factors such as your:
- Age
- Weight
- Height
- Smoking status
From there, your health will be evaluated. The better your overall health, the lower your mortgage life insurance quote will be.
Avoid extensive underwriting with AIME’S 20/20 Mortgage Life Insurance
A major benefit of obtaining an AIME mortgage life insurance policy is the fact that we don’t require you to undergo an extensive medical examination. To be approved:
- You simply have to answer 5-6 health questions
- No medical tests or physicals are needed
- No blood work is required
Based on the questionnaire, our team confirms immediately online, or through our agent, whether or not you’ve been approved. If you have, a policy will be sent out by email.
Call Today
To find out more about our flexible and affordable mortgage life insurance policies, and disability and critical illness coverages, contact one of our licensed agents today at 1-844-974-2020 or fill in our online contact form.
