Are you a first-time homeowner? From purchasing mortgage life insurance to setting up your utilities, here’s how to create an efficient move-in checklist.
Becoming a new homeowner is a huge and exciting milestone in your life and mortgage life insurance can help you protect this enormous and important asset. This product is designed to give you peace of mind, knowing that your family home and loved ones will be protected in case you become ill, disabled, or die prematurely.
The top benefits of mortgage life insurance include:
- It prevents your family from being uprooted if they no longer have your income
- It requires very little underwriting
- It’s affordable
- It gives your spouse and family financial stability during life’s most difficult times
Affordable & Transparent Mortgage Life Insurance in Calgary
At AIME Financial, we understand just how huge and important an investment your new home is. That’s why we offer flexible, transparent, and affordable mortgage life insurance policies to help you protect your house and loved ones through all of life’s difficult moments.
Want to know more?
3 Tips For New Homeowners
Being a homeowner comes with a huge responsibility. Not only are you in charge of the mortgage, but you also have to look after the security of your home, bill payments, and the home’s tidiness.
Here are 3 tips for new homeowners regarding what to do on your first day in your new house:
1. Call an Exterminator
Your first act as a homeowner should be to begin life in your new place with a clean slate. Get started with a professional cleaning service that specializes in move-in cleaning jobs and remember to ask them to steam and deep clean every corner.
Additional Tip: You may want to consider bringing in pest control. Even if there are no insects, this will help you establish a proactive pest management program to prevent any pest infestation in the future.
2. Install a Home Security System
Break-ins can happen anywhere so in addition to new locks, you should consider installing a home security system. These act as a deterrent to robbers and invasions, protecting your family, pets, and possessions.
Today’s innovative home security products include:
- Doorbells with small, embedded cameras
- Surveillance cameras that can be connected to your smartphone or tablet.
- Phone apps for remote home security management
- Carbon monoxide sensors
- Smoke detector sensors
Added Advantage: Most new home security systems are wireless, meaning they can be installed, tested, and working in less than an hour.
3. Inspect Your Heater and A/C
After your move-in, when you have a little more time, make sure to have your boiler room inspected. This includes:
- Heating
- Ventilation
- Air Conditioning Unit
- Water Heater
- Whole House Humidifier
If the technician recommends having maintenance done, follow their advice. It’s important to remember that the cost of a major repair or replacement will exceed the cost of routine maintenance, so you should tackle the problems when you can.
Don’t Forget The Mortgage Life Insurance
One of the most important things you can do as a homeowner is to purchase mortgage life insurance. This innovative product protects your family and guarantees that your remaining mortgage at the time of your death will not be a financial worry for your loved ones.
Want to know about our transparent and affordable mortgage life insurance products?
To learn more about how we help protect your home and family, contact one of our licensed agents today at 1-844-974-2020 or fill in our online contact form.
